As the vibrant hues of fall decorate the landscape, the season brings with it hidden risks—particularly, the spike in deer-related accidents. Annually, these collisions cause over $1 billion in damages, with average repairs hitting $3,000. However, you can take proactive steps to protect yourself and your vehicle during these high-risk months, particularly between October and December.

Use your seat belt.

Wearing your seat belt significantly reduces the chance of serious injury in the event of a collision.

Be mindful of peak activity hours.

During this season, deer are most active in the afternoon but can be harder to see at dawn and dusk. Be extra cautious when driving at these times, especially on rural roads or in wooded areas.

Heed the signs.

Deer crossing signs aren’t just for show — they’re placed in high-traffic areas where deer frequently move across the road. Reducing speed in these zones can give you more time to react.

Know when not to swerve.

If a deer suddenly appears in your path, brake firmly but try to stay in your lane. Swerving can lead to more serious accidents involving other vehicles, trees, or guardrails.

Look for more than one.

If you see a deer cross the road, slow down and stay alert. Deer often travel in groups, so others may follow close behind.

Use your high beams wisely.

When driving at night, use high beams when there’s no oncoming traffic. This can help you spot a deer’s reflective eyes from farther away.

If a collision occurs, take the proper steps.

Move your vehicle to a safe location and turn on your hazard lights. Call the police, avoid approaching the animal, and contact your insurance provider to report the incident.

Deer collisions are a serious seasonal hazard, but with caution and preparedness, they can be significantly reduced. Stay alert and treat every rural road or wooded stretch as a potential risk zone. For questions about your auto insurance coverage, especially concerning deer-related accidents, feel free to contact us. We’re here to ensure you’re well-protected this fall.