Via Consumer Reports

In our recent survey of subscribers, only one in four car insurance policyholders said they had shopped around for a better deal in the previous year. Periodically checking your options is a good way to save. But there are plenty of other things you can do to cut your premiums for the auto coverage you need. For more on the factors that can raise or lower your premiums, check our exclusive analysis of billions of premiums, plus see our Insurance Center for ways to save money on other types of insurance.